Here are brief descriptions of four debt elimination programs. Each one has a particular use depending on your situation. And that doesn't necessarily mean that you have a debt problem.

You may have come to realization that carrying debt is keeping you from financial freedom. Or you may be concerned about maintaining your current lifestyle at retirement.

No matter what your situation is I, Blanchard Warren, would be happy work with you to see if one of these programs would be good for you. You may call me at 1-866-560-6122 or send an email.

                                                                 Invest In Your Debt System

This is a simple, guaranteed system that you do on your own. However, you must supply the discipline to follow through. You don't have to live like a hermit in the Himalayas, but it  is important though that you learn to live on a cash basis and within your income.

With the Invest In Your Debt system, you can eliminate all of your debt, including your mortgage, in 6 to 10 years. I can supply you with all the tools you need. In addition I will give you all of the personal assistance you might need. More information is available here.

                                                          Automatic Debt Elimination (ADE)

This program is for people who are current with their debt payments but would like to eliminate them.  The people in this program may feel they just don't have the discipline to do it on their own.             

You can get out of debt, including your mortgage, in as little as 6 to 10 years without increasing your monthly payments. Simply by restructuring your cash flow and managing your debt portfolio, we can put you in a position to be 100% debt free. It's possible to save tens of thousands of dollars when you pay off your debt early with the ADE program.

You reap the rewards the ADE program with out having to do the work. We act as a third party administrator on your behalf , thereby providing the structure and discipline required for success.

You will be able to live on a cash basis and build real wealth for a prosperous future.

                                                                      Credit Manager

The people who enroll in the Credit Manager program may be current with their debt payments, but at the point of falling behind. Or they may be one or two months behind.

We help them by working  in conjunction with the creditors to lower interest rates and overall monthly payments. The program allows you to include unsecured debt such as credit cards, department store cards, personal loans, past due medical bills and IRS bills.

Because we have had a relationship with most lenders for over ten years, we are in a position to have  creditors lower interest rates. Then we consolidate all bills into one easy monthly payment. You would then stop making payments to your unsecured creditors and instead make one monthly "ability to pay" payment to us. This monthly payment is divided between the creditors to keep each account current each month.

We help you improve your credit rating, stop harassing calls from your creditors and perhaps avoid bankruptcy.

                                                                      Credit Negotiator

This program is designed for those people with a serious debt problem who might even be considering bankruptcy. They are being harassed by credit card companies and collection agencies. They don't know where to turn.

This program combines all of the unsecured debt payments into one monthly payment. All accumulated funds are held in a joint account and cannot be accessed without the your authorization. Once the fund accumulates to a certain point we negotiate a settlement with the creditor. With the Credit Negotiator your unsecured debts are often settled at fifty cents on the dollar.

We also determine how much you can afford to pay each month. Often your "ability to pay " is one half of what you are currently paying.

We also act on your behalf to stop harassing phone calls and other collection activities.

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Blanchard Warren -5A Johns Ave. Medfield, MA 02052 -508-359-4769 - webmaster@debtstowealth.com