Some Frequently Asked Questions

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1. What is Invest In Your Debt®? 
Invest In Your Debt® is a do-it-yourself program for anyone who wants to eliminate all of their debt, including a mortgage, in a relatively short time while savings thousands of dollars in interest.

2. Who is Invest In Your Debt® for? 
It is for anyone who has debt, unsecured and secured. This includes credit cards, car loans, mortgages, student loans, personal loans and medical payments.

3. What it isn’t? 
It isn’t a debt settlement or credit negotiation. It is your system that you have total control over; therefore, your credit score isn't harmed in any way. In fact it is more likely to go up.

4. Are there any monthly fees? 
There are no fees other than the one time cost of the package you choose to purchase.

5. Who is it not for? 
It isn’t for anyone who is behind in their debt payments. You must get current first for the program to work for you.

6. What is the Debt eRacer® software that comes with the system? 
It is secure online software where you can create your own debt elimination plan. You will have your own ID and password.
You can see exactly when you will be debt free and how much interest you will save upon completion of your program.
You can easily update your system whenever changes in your situation take place.

7. What is the Invest In Your Debt® Webclass Online software?  
It is online software where you can actually view an Invest In Your Debt® seminar – 24/7. You will have your own ID and password.

8. What is the Spend Smart® textbook? 
This book teaches you how to find additional money to help you pay down on your debt even more quickly.
You will be introduced to the reverse budgeting concept which will help you take control of your spending.

9.What is the Spend Smart® Webclass Online software?
It is online software where you can actually view a Spend Smart® seminar – 24/7. You will have your own ID and password.

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